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Our Impact Framework:
Bridging Traditions, Unlocking Futures

At Kingdom Investment Corporation Limited (KICL), our impact framework is built on a unique synthesis of values and innovation. We align the ethical mandate of Islamic Shariah-compliant finance with the forward-looking principles of contemporary impact investment, including global benchmarks such as the UN Sustainable Development Goals (SDGs). Though rooted in different traditions, both frameworks share a common purpose: to ensure that capital serves the greater good.

Our funding sources—originating from structured financial mechanisms developed over decades—are uniquely positioned to fulfill these dual mandates. These instruments, while often obscured behind layers of technicality and exclusivity, can be transformed into tools for inclusive development when paired with robust impact metrics and a clear moral compass.

 

By combining these two worlds, KICL is helping to bridge the invisible architecture of legacy finance with the transparent demands of today’s global priorities. Through carefully designed metrics and outcome-based frameworks, we unlock capital from its traditional enclosures and direct it toward measurable, meaningful impact. At the heart of our philosophy is a deep conviction: we are not owners of capital, but custodians of wealth entrusted to us for the betterment of humanity. This responsibility drives everything we do—from investment decisions to project implementation—and keeps us grounded in our mission to turn finance into a force for good.

Alignment with the UN 17 SDGs

Kingdom Investment Corpora=on Limited follows the guidelines and principles of the United Nations Sustainable Development Goals (SDGs) and strives to address all 17 SDGs through our portfolio. In line with this commitment, we are actively developing our own impact metrics and impact strategies to ensure that our investments generate meaningful and measurable outcomes.

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Shariah-compliant Funding

Kingdom Investment Corporation Limited (KICL) embraces the principles of Shariah-compliant funding as the cornerstone of its investment approach and due diligence process. With a strong commitment to ethical and transparent practices, KICL diligently adheres to the key principles that govern Shariah-compliant funding, such as the prohibition of interest (riba) and the avoidance of uncertainty (gharar). By upholding these principles, KICL ensures that its financial activities align with the teachings of Islam and promote fairness, justice, and social responsibility. In line with these principles, KICL employs commonly practiced Shariah-compliant funding methods, including musharakah (profit-sharing partnership), mudarabah (profit-sharing investment), murabaha (cost-plus financing), and ijara (leasing arrangements). These methods not only enable KICL to meet the financial needs of its clients but also contribute to the overall ethical and sustainable growth of the business and the communities it serves.

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Mudharabah

Profit and loss sharing

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Musharakah

Joint Venture

11

Murabahah

Cost plus finance

2

Musawama

Not disclosing price paid 

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Ljarah

Leasing

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Salam

Deferring payment

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Istisna

Production future contract

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Wadiah

Safekeeping

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Hawala

International fund transfer

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Takaful

Islamic insurance

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Sukuk

Islamic bonds

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Waqf

Endowments

5

Zakat

Mandatory almsgiving

10

Sadakah

Charitable giving

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